Car financing in Daphne, for every kind of credit.
Good credit, bad credit or no credit yet: we offer several financing options for all kinds of situations. Apply online in one sitting, then talk it through with us in plain English.
- 4.6 stars from 134 Google reviews
- 4× voted best used car dealer by local readers
- 27+ years of Ben Mayfield buying and selling cars on the Gulf Coast
Financing shouldn’t be the scary part.
A lot of people put off buying a car because of the financing: worried about their score, a past rough patch, or never having had a loan at all. That worry is exactly why we keep this simple.
You fill out one application. We look at your options and tell you straight what is possible, without the back-room shuffle or a pile of surprise paperwork at the end.
How financing works here.
Four steps, at your pace. Hover a step to see where you are on the road.
Apply
Fill out the secure credit application online. You can add a co-buyer if you would like.
Talk
We go over your options with you in plain English, including what a payment would really look like.
Choose
Pick the car, truck or SUV that fits your budget, and fold in your trade-in if you have one.
Drive
Sign the paperwork with us here in Daphne and drive home in your next vehicle.
What the application asks for.
Having these handy makes it quick. The form is the same one our dealership has always used, and it is sent over an encrypted connection.
- Your name, address and how long you have lived there
- Date of birth and Social Security number
- Driver’s license number, state and expiration
- Employer, job title and monthly income
- The vehicle you are interested in, if you have one picked
- Your trade-in details and payoff, if you are trading
Not sure what you can afford?
Plug in a price, a down payment and a rate, and see an estimated monthly payment before you apply.
Trading in a vehicle?
Your trade can go toward your down payment. Tell us about it and we will make you an offer.
Guides for your situation.
Every buyer starts from a different place. These walk through the common ones in plain English.
Bad or no credit
What lenders usually look at, what helps, and how to apply without the runaround.
First-time buyers
Buying your first car, or helping a new driver buy theirs: budget, insurance and what to look for.
Get ready to apply
A little preparation makes the whole thing faster. Here is what to gather before you start.
What buyers say about the process.
Word for word, from Google and Facebook.
I recently bought a used 2021 Toyota Camry from Sports Center Imports and had an amazing experience thanks to Fred! He went above and beyond to make sure I got approved and taken care of. I had issues with two different sets of wheels not matching, and he made it right by getting me a brand new matching set. He was professional, patient, and truly cared about making sure I left happy. I absolutely love my Camry and highly recommend Fred at Sports Center Imports if you’re looking for a great car buying experience!
Last week I purchased my third vehicle from Sport Center Imports. When I bought my first vehicle in 2009, I was in my mid-twenties. I had been to several dealership prior to meeting Ben and Gayle Mayfield. To this day, 10 years later I remember the condescending and patronizing interaction from several of our local dealerships. I was once naive and financially inexperienced. I was intimidated by the large dealerships and the ‘tactics’ they employed. I felt like I was being taken advantage of, looking back, I know I was. I’ve grown up now and I know what I am doing. Still, if Sport Center Imports is in business I won’t purchase from anywhere else. It might sound odd to completely trust a car salesman, but I do. Every time I leave their lot in my new vehicle I’m amazed at the fairness and transparency with which they operate. I’ve recommended Sport Center Imports to countless family members and friends over the years. I never miss a chance to tell someone about the positive experiences I’ve had with them. They’ve earned my loyalty and if you give them a try, you’ll no doubt feel the same way I do.
Really nice vehicle! Was looking everywhere for a decent used car! Fred was very helpful and knowledgeable about finances! All of the vehicles on their lot is in very good condition! If we ever need another used vehicle we will be back!
Financing questions.
Can I get financing with bad credit or no credit?
We offer several financing options for all credit needs and situations, including buyers with no credit history yet. The best first step is the online application, then we will talk through what is possible.
Can I apply with a co-buyer?
Yes. The application has an optional co-buyer section with the same questions as the main applicant.
Can I include my trade-in?
Yes. The credit application has a trade-in section, including your payoff and lienholder if you still owe on it. You can also get a separate offer on our trade-in page.
Do I have to buy the day I apply?
No. Applying does not commit you to anything. Take the time you need, drive the car, and decide when you are ready.
Can I estimate my payment first?
Yes. Our payment calculator gives you an estimate from a price, down payment, trade-in value, rate and term. Your actual rate depends on your credit and the lender.
Ready to see what’s possible?
Apply online now, or call 251-625-2131 and talk to us first. Either way, there is no pressure.